2) Employer
Sponsorship - With this option, all the Employer does is inform
the employees that
the Ameriplan Benefits option is available to all
employees. The employee can elect to signup with Ameriplan®
on
their own, and pay the membership fees by electronic credit or debit
card or bank account draft.
Ameriplan® Brochures
with application forms would be distributed to
employees.
3)
Employer Endorsement - With this option there would be no Employer
involvement other than
to notify employees by Email or Memo that Ameriplan® Benefits are a
supplemental option. The message
would identify the Ameriplan® Broker contact, and an
Ameriplan® website for employees to reference,
and
signup online
for Ameriplan Dental® and Ameriplan Health®. This option works very well for
companies with
multiple locations.
4) Cost-sharing - For those
Employers who are willing to contribute toward the cost of Ameriplan®
membership, this
option would operate in the same manner as 1) above. Using the 10 employee
example
in 1) above, the Employer pays a portion of the $19.95 membership
fee on behalf of each employee. The
Employer would
still send a $199.50
check with matching List Bill to Ameriplan®, and the employee payroll
deduction would be reduced by the amount of the Employer
contribution.
With all of the above
options, the Ameriplan Dental® Benefit can be cancelled at anytime. There is
no annually
renewable contract as is commonly required with dental
insurance. Plus, the Ameriplan® membership fee
is guaranteed for two
years, and in fact, has not changed during the past 7
years.
Finally, there is a
one-time $20 processing fee for all individual Ameriplan Dental® signups and a one-time
$30
processing fee for Ameriplan Health®
signups. However, except during special promotions,
Ameriplan®
can waive this fee for groups of 5 or more employees
signing up with Ameriplan®. Thus the Employer
can provide
a
$20 or $30 savings for each employee simply by allowing them to pay
the membership fees through payroll
deduction as in 1) above. Also, since Ameriplan®
requires electronic payment of membership fees for individuals
and
families, this provides a means for employees without credit cards or bank
accounts to get benefits by way
of payroll
deduction.
CLICK
HERE for more information, and to request a
Benefits Quote from Ameriplan for your Employee Group
